• Xero setup and improvements

• Monthly or weekly reconciliations
  (plan‑dependent)

• GST and BAS preparation and lodgement
  (registered BAS agent)

• STP and superannuation guarantee processes

• Clean coding and bank feed rules

We meet you where you are, establish a consistent finance rhythm, and keep everything running smoothly.

Where you already have a tax accountant, we work alongside them. Where you don’t, we can help you connect with one when the time is right.

Our Approach

1. Introduce and review — We start by understanding your business and reviewing the current Xero file and setup.

2. Stabilise and reconcile — Key balances are brought into a reliable state so ongoing work is built on solid ground.

3. Establish a steady rhythm — A clear cadence is set for reconciliations, BAS, payroll, and reporting.

4. Keep things on track — Execution runs consistently in the background, with regular check‑ins to ensure accuracy and continuity.

Xero should feel settled, not uncertain.

Cluvo is a good fit if you recognise any of the following:

• You’re not always confident the numbers are accurate

• BAS time feels rushed or reactive

• Reports exist but don’t help day to day

• You want reassurance things are being handled properly

• You want a clean, reliable file ready for your tax accountant

1. We review the file — We take a quick look at your Xero file to understand where things stand. Nothing is changed without discussion — this is simply to get oriented.

2. We confirm the right plan — Most businesses start in Essentials or Core. There’s no pressure to move beyond what you need, and scope is agreed before work begins.

3. We settle the basics — From there, we stabilise Xero, establish a simple working rhythm, and ensure the fundamentals are running smoothly and predictably.

4. Things stay simple from here — Execution continues within Cluvo, quietly and consistently, keeping finance under control without adding complexity.

Do you replace my tax accountant?
No. Your accountant remains your income tax specialist. Cluvo works alongside them, with clear separation between day‑to‑day execution and tax oversight.

Can we upgrade later?
Yes. Most businesses progress from Essentials → Core → Plus → OFS as needs change.